LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,100
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,690
−HK$1,615/mo
Today · 4.125%
HK$54,305
baseline
▲ 0.50% · 4.625%
HK$57,609
+HK$3,304/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$108,610/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,848
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,373
−HK$1,547/mo
Today · 4.125%
HK$59,920
baseline
▲ 0.50% · 4.625%
HK$63,078
+HK$3,158/mo
Deposit HK$11.20M · loan HK$11.20M · min. income ≈ HK$119,840/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,320
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,228
−HK$1,937/mo
Today · 4.125%
HK$65,165
baseline
▲ 0.50% · 4.625%
HK$69,131
+HK$3,966/mo
Deposit HK$8.96M · loan HK$13.45M · min. income ≈ HK$130,330/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,218
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$70,048
−HK$1,856/mo
Today · 4.125%
HK$71,904
baseline
▲ 0.50% · 4.625%
HK$75,694
+HK$3,790/mo
Deposit HK$8.96M · loan HK$13.45M · min. income ≈ HK$143,808/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,540
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$73,765
−HK$2,261/mo
Today · 4.125%
HK$76,026
baseline
▲ 0.50% · 4.625%
HK$80,652
+HK$4,626/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$152,052/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,588
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$81,722
−HK$2,166/mo
Today · 4.125%
HK$83,888
baseline
▲ 0.50% · 4.625%
HK$88,309
+HK$4,421/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$167,776/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,980
−HK$5,768/mo
▼ 0.25% · 3.875%
HK$94,841
−HK$2,907/mo
Today · 4.125%
HK$97,748
baseline
▲ 0.50% · 4.625%
HK$103,696
+HK$5,948/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$195,496/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,327
−HK$5,528/mo
▼ 0.25% · 3.875%
HK$105,071
−HK$2,784/mo
Today · 4.125%
HK$107,855
baseline
▲ 0.50% · 4.625%
HK$113,541
+HK$5,686/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$215,710/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,418 · Scale 2, in force from 26 Feb 2026)