LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,101
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,691
−HK$1,615/mo
Today · 4.125%
HK$54,306
baseline
▲ 0.50% · 4.625%
HK$57,610
+HK$3,304/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$108,612/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,850
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$58,375
−HK$1,546/mo
Today · 4.125%
HK$59,921
baseline
▲ 0.50% · 4.625%
HK$63,080
+HK$3,159/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$119,842/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,322
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,229
−HK$1,938/mo
Today · 4.125%
HK$65,167
baseline
▲ 0.50% · 4.625%
HK$69,132
+HK$3,965/mo
Deposit HK$8.96M · loan HK$13.45M · min. income ≈ HK$130,334/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,220
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,049
−HK$1,856/mo
Today · 4.125%
HK$71,905
baseline
▲ 0.50% · 4.625%
HK$75,696
+HK$3,791/mo
Deposit HK$8.96M · loan HK$13.45M · min. income ≈ HK$143,810/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,542
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$73,767
−HK$2,261/mo
Today · 4.125%
HK$76,028
baseline
▲ 0.50% · 4.625%
HK$80,654
+HK$4,626/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$152,056/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,590
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$81,724
−HK$2,166/mo
Today · 4.125%
HK$83,890
baseline
▲ 0.50% · 4.625%
HK$88,312
+HK$4,422/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$167,780/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,983
−HK$5,768/mo
▼ 0.25% · 3.875%
HK$94,844
−HK$2,907/mo
Today · 4.125%
HK$97,751
baseline
▲ 0.50% · 4.625%
HK$103,699
+HK$5,948/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$195,502/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,330
−HK$5,528/mo
▼ 0.25% · 3.875%
HK$105,074
−HK$2,784/mo
Today · 4.125%
HK$107,858
baseline
▲ 0.50% · 4.625%
HK$113,544
+HK$5,686/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$215,716/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,442 · Scale 2, in force from 26 Feb 2026)