LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,103
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,693
−HK$1,615/mo
Today · 4.125%
HK$54,308
baseline
▲ 0.50% · 4.625%
HK$57,613
+HK$3,305/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$108,616/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,852
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,377
−HK$1,547/mo
Today · 4.125%
HK$59,924
baseline
▲ 0.50% · 4.625%
HK$63,082
+HK$3,158/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$119,848/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,324
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$63,232
−HK$1,938/mo
Today · 4.125%
HK$65,170
baseline
▲ 0.50% · 4.625%
HK$69,135
+HK$3,965/mo
Deposit HK$8.96M · loan HK$13.45M · min. income ≈ HK$130,340/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,222
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$70,052
−HK$1,856/mo
Today · 4.125%
HK$71,908
baseline
▲ 0.50% · 4.625%
HK$75,699
+HK$3,791/mo
Deposit HK$8.96M · loan HK$13.45M · min. income ≈ HK$143,816/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,545
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$73,770
−HK$2,261/mo
Today · 4.125%
HK$76,031
baseline
▲ 0.50% · 4.625%
HK$80,658
+HK$4,627/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$152,062/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,593
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$81,728
−HK$2,165/mo
Today · 4.125%
HK$83,893
baseline
▲ 0.50% · 4.625%
HK$88,315
+HK$4,422/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$167,786/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,986
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$94,847
−HK$2,908/mo
Today · 4.125%
HK$97,755
baseline
▲ 0.50% · 4.625%
HK$103,703
+HK$5,948/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$195,510/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,334
−HK$5,528/mo
▼ 0.25% · 3.875%
HK$105,078
−HK$2,784/mo
Today · 4.125%
HK$107,862
baseline
▲ 0.50% · 4.625%
HK$113,548
+HK$5,686/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$215,724/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,479 · Scale 2, in force from 26 Feb 2026)