LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,106
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,696
−HK$1,615/mo
Today · 4.125%
HK$54,311
baseline
▲ 0.50% · 4.625%
HK$57,616
+HK$3,305/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$108,622/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,855
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,380
−HK$1,547/mo
Today · 4.125%
HK$59,927
baseline
▲ 0.50% · 4.625%
HK$63,086
+HK$3,159/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$119,854/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,328
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,235
−HK$1,938/mo
Today · 4.125%
HK$65,173
baseline
▲ 0.50% · 4.625%
HK$69,139
+HK$3,966/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$130,346/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,226
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$70,056
−HK$1,856/mo
Today · 4.125%
HK$71,912
baseline
▲ 0.50% · 4.625%
HK$75,703
+HK$3,791/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$143,824/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,549
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$73,774
−HK$2,262/mo
Today · 4.125%
HK$76,036
baseline
▲ 0.50% · 4.625%
HK$80,662
+HK$4,626/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$152,072/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,597
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$81,732
−HK$2,166/mo
Today · 4.125%
HK$83,898
baseline
▲ 0.50% · 4.625%
HK$88,320
+HK$4,422/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$167,796/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,991
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$94,853
−HK$2,907/mo
Today · 4.125%
HK$97,760
baseline
▲ 0.50% · 4.625%
HK$103,708
+HK$5,948/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$195,520/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,339
−HK$5,529/mo
▼ 0.25% · 3.875%
HK$105,084
−HK$2,784/mo
Today · 4.125%
HK$107,868
baseline
▲ 0.50% · 4.625%
HK$113,554
+HK$5,686/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$215,736/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,532 · Scale 2, in force from 26 Feb 2026)