LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,108
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,697
−HK$1,616/mo
Today · 4.125%
HK$54,313
baseline
▲ 0.50% · 4.625%
HK$57,617
+HK$3,304/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$108,626/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,857
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,382
−HK$1,547/mo
Today · 4.125%
HK$59,929
baseline
▲ 0.50% · 4.625%
HK$63,087
+HK$3,158/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$119,858/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,329
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$63,237
−HK$1,938/mo
Today · 4.125%
HK$65,175
baseline
▲ 0.50% · 4.625%
HK$69,141
+HK$3,966/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$130,350/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,228
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$70,058
−HK$1,856/mo
Today · 4.125%
HK$71,914
baseline
▲ 0.50% · 4.625%
HK$75,705
+HK$3,791/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$143,828/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,551
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$73,776
−HK$2,262/mo
Today · 4.125%
HK$76,038
baseline
▲ 0.50% · 4.625%
HK$80,664
+HK$4,626/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$152,076/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,599
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$81,734
−HK$2,166/mo
Today · 4.125%
HK$83,900
baseline
▲ 0.50% · 4.625%
HK$88,322
+HK$4,422/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$167,800/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,994
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$94,855
−HK$2,908/mo
Today · 4.125%
HK$97,763
baseline
▲ 0.50% · 4.625%
HK$103,711
+HK$5,948/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$195,526/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,342
−HK$5,529/mo
▼ 0.25% · 3.875%
HK$105,087
−HK$2,784/mo
Today · 4.125%
HK$107,871
baseline
▲ 0.50% · 4.625%
HK$113,557
+HK$5,686/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$215,742/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,558 · Scale 2, in force from 26 Feb 2026)