LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,108
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,698
−HK$1,615/mo
Today · 4.125%
HK$54,313
baseline
▲ 0.50% · 4.625%
HK$57,618
+HK$3,305/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$108,626/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,857
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,382
−HK$1,547/mo
Today · 4.125%
HK$59,929
baseline
▲ 0.50% · 4.625%
HK$63,088
+HK$3,159/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$119,858/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,330
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$63,238
−HK$1,938/mo
Today · 4.125%
HK$65,176
baseline
▲ 0.50% · 4.625%
HK$69,142
+HK$3,966/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$130,352/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,229
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$70,059
−HK$1,856/mo
Today · 4.125%
HK$71,915
baseline
▲ 0.50% · 4.625%
HK$75,706
+HK$3,791/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$143,830/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,552
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$73,777
−HK$2,262/mo
Today · 4.125%
HK$76,039
baseline
▲ 0.50% · 4.625%
HK$80,665
+HK$4,626/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$152,078/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,600
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$81,735
−HK$2,166/mo
Today · 4.125%
HK$83,901
baseline
▲ 0.50% · 4.625%
HK$88,324
+HK$4,423/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$167,802/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,995
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$94,857
−HK$2,907/mo
Today · 4.125%
HK$97,764
baseline
▲ 0.50% · 4.625%
HK$103,713
+HK$5,949/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$195,528/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,570 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,343
−HK$5,530/mo
▼ 0.25% · 3.875%
HK$105,088
−HK$2,785/mo
Today · 4.125%
HK$107,873
baseline
▲ 0.50% · 4.625%
HK$113,559
+HK$5,686/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$215,746/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,570 · Scale 2, in force from 26 Feb 2026)