LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,111
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,701
−HK$1,615/mo
Today · 4.125%
HK$54,316
baseline
▲ 0.50% · 4.625%
HK$57,621
+HK$3,305/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$108,632/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,860
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,385
−HK$1,547/mo
Today · 4.125%
HK$59,932
baseline
▲ 0.50% · 4.625%
HK$63,091
+HK$3,159/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$119,864/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,333
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$63,241
−HK$1,938/mo
Today · 4.125%
HK$65,179
baseline
▲ 0.50% · 4.625%
HK$69,145
+HK$3,966/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$130,358/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,232
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$70,062
−HK$1,857/mo
Today · 4.125%
HK$71,919
baseline
▲ 0.50% · 4.625%
HK$75,710
+HK$3,791/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$143,838/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,555
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$73,781
−HK$2,261/mo
Today · 4.125%
HK$76,042
baseline
▲ 0.50% · 4.625%
HK$80,669
+HK$4,627/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$152,084/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,605
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$81,739
−HK$2,166/mo
Today · 4.125%
HK$83,905
baseline
▲ 0.50% · 4.625%
HK$88,328
+HK$4,423/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$167,810/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,000
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$94,861
−HK$2,908/mo
Today · 4.125%
HK$97,769
baseline
▲ 0.50% · 4.625%
HK$103,718
+HK$5,949/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$195,538/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,349
−HK$5,529/mo
▼ 0.25% · 3.875%
HK$105,094
−HK$2,784/mo
Today · 4.125%
HK$107,878
baseline
▲ 0.50% · 4.625%
HK$113,565
+HK$5,687/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$215,756/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,618 · Scale 2, in force from 26 Feb 2026)