LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,112
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,702
−HK$1,615/mo
Today · 4.125%
HK$54,317
baseline
▲ 0.50% · 4.625%
HK$57,623
+HK$3,306/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$108,634/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,862
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,387
−HK$1,547/mo
Today · 4.125%
HK$59,934
baseline
▲ 0.50% · 4.625%
HK$63,093
+HK$3,159/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$119,868/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,335
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$63,243
−HK$1,938/mo
Today · 4.125%
HK$65,181
baseline
▲ 0.50% · 4.625%
HK$69,147
+HK$3,966/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$130,362/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,234
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$70,064
−HK$1,857/mo
Today · 4.125%
HK$71,921
baseline
▲ 0.50% · 4.625%
HK$75,712
+HK$3,791/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$143,842/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,557
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$73,783
−HK$2,261/mo
Today · 4.125%
HK$76,044
baseline
▲ 0.50% · 4.625%
HK$80,672
+HK$4,628/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$152,088/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,607
−HK$4,300/mo
▼ 0.25% · 3.875%
HK$81,742
−HK$2,165/mo
Today · 4.125%
HK$83,907
baseline
▲ 0.50% · 4.625%
HK$88,330
+HK$4,423/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$167,814/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,002
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$94,864
−HK$2,907/mo
Today · 4.125%
HK$97,771
baseline
▲ 0.50% · 4.625%
HK$103,721
+HK$5,950/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$195,542/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,351
−HK$5,530/mo
▼ 0.25% · 3.875%
HK$105,096
−HK$2,785/mo
Today · 4.125%
HK$107,881
baseline
▲ 0.50% · 4.625%
HK$113,568
+HK$5,687/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$215,762/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,643 · Scale 2, in force from 26 Feb 2026)