LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,113
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,703
−HK$1,616/mo
Today · 4.125%
HK$54,319
baseline
▲ 0.50% · 4.625%
HK$57,624
+HK$3,305/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$108,638/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,863
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,388
−HK$1,547/mo
Today · 4.125%
HK$59,935
baseline
▲ 0.50% · 4.625%
HK$63,094
+HK$3,159/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$119,870/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,336
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$63,244
−HK$1,938/mo
Today · 4.125%
HK$65,182
baseline
▲ 0.50% · 4.625%
HK$69,149
+HK$3,967/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$130,364/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,236
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$70,066
−HK$1,856/mo
Today · 4.125%
HK$71,922
baseline
▲ 0.50% · 4.625%
HK$75,713
+HK$3,791/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$143,844/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,559
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$73,785
−HK$2,261/mo
Today · 4.125%
HK$76,046
baseline
▲ 0.50% · 4.625%
HK$80,673
+HK$4,627/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$152,092/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,608
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$81,743
−HK$2,166/mo
Today · 4.125%
HK$83,909
baseline
▲ 0.50% · 4.625%
HK$88,332
+HK$4,423/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$167,818/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,004
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$94,866
−HK$2,907/mo
Today · 4.125%
HK$97,773
baseline
▲ 0.50% · 4.625%
HK$103,723
+HK$5,950/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$195,546/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,354
−HK$5,529/mo
▼ 0.25% · 3.875%
HK$105,099
−HK$2,784/mo
Today · 4.125%
HK$107,883
baseline
▲ 0.50% · 4.625%
HK$113,570
+HK$5,687/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$215,766/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,664 · Scale 2, in force from 26 Feb 2026)