LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,114
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,704
−HK$1,616/mo
Today · 4.125%
HK$54,320
baseline
▲ 0.50% · 4.625%
HK$57,625
+HK$3,305/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$108,640/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,864
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,389
−HK$1,547/mo
Today · 4.125%
HK$59,936
baseline
▲ 0.50% · 4.625%
HK$63,096
+HK$3,160/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$119,872/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,337
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$63,245
−HK$1,939/mo
Today · 4.125%
HK$65,184
baseline
▲ 0.50% · 4.625%
HK$69,150
+HK$3,966/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$130,368/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,237
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$70,067
−HK$1,857/mo
Today · 4.125%
HK$71,924
baseline
▲ 0.50% · 4.625%
HK$75,715
+HK$3,791/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$143,848/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,560
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$73,786
−HK$2,262/mo
Today · 4.125%
HK$76,048
baseline
▲ 0.50% · 4.625%
HK$80,675
+HK$4,627/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$152,096/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,610
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$81,745
−HK$2,166/mo
Today · 4.125%
HK$83,911
baseline
▲ 0.50% · 4.625%
HK$88,334
+HK$4,423/mo
Deposit HK$6.72M · loan HK$15.69M · min. income ≈ HK$167,822/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,006
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$94,868
−HK$2,907/mo
Today · 4.125%
HK$97,775
baseline
▲ 0.50% · 4.625%
HK$103,725
+HK$5,950/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$195,550/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,356
−HK$5,529/mo
▼ 0.25% · 3.875%
HK$105,101
−HK$2,784/mo
Today · 4.125%
HK$107,885
baseline
▲ 0.50% · 4.625%
HK$113,572
+HK$5,687/mo
Deposit HK$2.24M · loan HK$20.17M · min. income ≈ HK$215,770/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,682 · Scale 2, in force from 26 Feb 2026)