LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,116
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,706
−HK$1,615/mo
Today · 4.125%
HK$54,321
baseline
▲ 0.50% · 4.625%
HK$57,627
+HK$3,306/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$108,642/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,866
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,391
−HK$1,547/mo
Today · 4.125%
HK$59,938
baseline
▲ 0.50% · 4.625%
HK$63,098
+HK$3,160/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$119,876/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,339
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$63,247
−HK$1,939/mo
Today · 4.125%
HK$65,186
baseline
▲ 0.50% · 4.625%
HK$69,152
+HK$3,966/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$130,372/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,239
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$70,069
−HK$1,857/mo
Today · 4.125%
HK$71,926
baseline
▲ 0.50% · 4.625%
HK$75,717
+HK$3,791/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$143,852/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,562
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$73,788
−HK$2,262/mo
Today · 4.125%
HK$76,050
baseline
▲ 0.50% · 4.625%
HK$80,677
+HK$4,627/mo
Deposit HK$6.73M · loan HK$15.69M · min. income ≈ HK$152,100/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,612
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$81,747
−HK$2,166/mo
Today · 4.125%
HK$83,913
baseline
▲ 0.50% · 4.625%
HK$88,337
+HK$4,424/mo
Deposit HK$6.73M · loan HK$15.69M · min. income ≈ HK$167,826/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,009
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$94,871
−HK$2,907/mo
Today · 4.125%
HK$97,778
baseline
▲ 0.50% · 4.625%
HK$103,728
+HK$5,950/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$195,556/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,359
−HK$5,530/mo
▼ 0.25% · 3.875%
HK$105,104
−HK$2,785/mo
Today · 4.125%
HK$107,889
baseline
▲ 0.50% · 4.625%
HK$113,576
+HK$5,687/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$215,778/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,712 · Scale 2, in force from 26 Feb 2026)