LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,118
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,708
−HK$1,616/mo
Today · 4.125%
HK$54,324
baseline
▲ 0.50% · 4.625%
HK$57,629
+HK$3,305/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$108,648/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,868
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$58,394
−HK$1,547/mo
Today · 4.125%
HK$59,941
baseline
▲ 0.50% · 4.625%
HK$63,100
+HK$3,159/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$119,882/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,342
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$63,250
−HK$1,938/mo
Today · 4.125%
HK$65,188
baseline
▲ 0.50% · 4.625%
HK$69,155
+HK$3,967/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$130,376/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,242
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$70,072
−HK$1,857/mo
Today · 4.125%
HK$71,929
baseline
▲ 0.50% · 4.625%
HK$75,721
+HK$3,792/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$143,858/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,565
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$73,792
−HK$2,261/mo
Today · 4.125%
HK$76,053
baseline
▲ 0.50% · 4.625%
HK$80,681
+HK$4,628/mo
Deposit HK$6.73M · loan HK$15.69M · min. income ≈ HK$152,106/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,616
−HK$4,301/mo
▼ 0.25% · 3.875%
HK$81,751
−HK$2,166/mo
Today · 4.125%
HK$83,917
baseline
▲ 0.50% · 4.625%
HK$88,341
+HK$4,424/mo
Deposit HK$6.73M · loan HK$15.69M · min. income ≈ HK$167,834/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,013
−HK$5,770/mo
▼ 0.25% · 3.875%
HK$94,875
−HK$2,908/mo
Today · 4.125%
HK$97,783
baseline
▲ 0.50% · 4.625%
HK$103,733
+HK$5,950/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$195,566/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,363
−HK$5,531/mo
▼ 0.25% · 3.875%
HK$105,109
−HK$2,785/mo
Today · 4.125%
HK$107,894
baseline
▲ 0.50% · 4.625%
HK$113,581
+HK$5,687/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$215,788/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,754 · Scale 2, in force from 26 Feb 2026)