LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,122
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,712
−HK$1,615/mo
Today · 4.125%
HK$54,327
baseline
▲ 0.50% · 4.625%
HK$57,633
+HK$3,306/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$108,654/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,872
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$58,398
−HK$1,547/mo
Today · 4.125%
HK$59,945
baseline
▲ 0.50% · 4.625%
HK$63,105
+HK$3,160/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$119,890/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,346
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$63,254
−HK$1,939/mo
Today · 4.125%
HK$65,193
baseline
▲ 0.50% · 4.625%
HK$69,160
+HK$3,967/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$130,386/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,247
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$70,077
−HK$1,857/mo
Today · 4.125%
HK$71,934
baseline
▲ 0.50% · 4.625%
HK$75,726
+HK$3,792/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$143,868/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,570
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$73,797
−HK$2,261/mo
Today · 4.125%
HK$76,058
baseline
▲ 0.50% · 4.625%
HK$80,686
+HK$4,628/mo
Deposit HK$6.73M · loan HK$15.69M · min. income ≈ HK$152,116/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,621
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$81,757
−HK$2,166/mo
Today · 4.125%
HK$83,923
baseline
▲ 0.50% · 4.625%
HK$88,347
+HK$4,424/mo
Deposit HK$6.73M · loan HK$15.69M · min. income ≈ HK$167,846/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,019
−HK$5,770/mo
▼ 0.25% · 3.875%
HK$94,881
−HK$2,908/mo
Today · 4.125%
HK$97,789
baseline
▲ 0.50% · 4.625%
HK$103,740
+HK$5,951/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$195,578/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,370
−HK$5,531/mo
▼ 0.25% · 3.875%
HK$105,116
−HK$2,785/mo
Today · 4.125%
HK$107,901
baseline
▲ 0.50% · 4.625%
HK$113,589
+HK$5,688/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$215,802/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$952,820 · Scale 2, in force from 26 Feb 2026)