LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,127
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,717
−HK$1,616/mo
Today · 4.125%
HK$54,333
baseline
▲ 0.50% · 4.625%
HK$57,639
+HK$3,306/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$108,666/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,878
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$58,403
−HK$1,548/mo
Today · 4.125%
HK$59,951
baseline
▲ 0.50% · 4.625%
HK$63,111
+HK$3,160/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$119,902/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,352
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$63,260
−HK$1,939/mo
Today · 4.125%
HK$65,199
baseline
▲ 0.50% · 4.625%
HK$69,167
+HK$3,968/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$130,398/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,253
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,084
−HK$1,857/mo
Today · 4.125%
HK$71,941
baseline
▲ 0.50% · 4.625%
HK$75,733
+HK$3,792/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$143,882/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,577
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$73,804
−HK$2,262/mo
Today · 4.125%
HK$76,066
baseline
▲ 0.50% · 4.625%
HK$80,694
+HK$4,628/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$152,132/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,629
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$81,765
−HK$2,166/mo
Today · 4.125%
HK$83,931
baseline
▲ 0.50% · 4.625%
HK$88,355
+HK$4,424/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$167,862/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,028
−HK$5,771/mo
▼ 0.25% · 3.875%
HK$94,891
−HK$2,908/mo
Today · 4.125%
HK$97,799
baseline
▲ 0.50% · 4.625%
HK$103,750
+HK$5,951/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$195,598/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$952,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,380
−HK$5,531/mo
▼ 0.25% · 3.875%
HK$105,126
−HK$2,785/mo
Today · 4.125%
HK$107,911
baseline
▲ 0.50% · 4.625%
HK$113,600
+HK$5,689/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$215,822/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$952,912 · Scale 2, in force from 26 Feb 2026)