LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,127
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,717
−HK$1,616/mo
Today · 4.125%
HK$54,333
baseline
▲ 0.50% · 4.625%
HK$57,639
+HK$3,306/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$108,666/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,878
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$58,404
−HK$1,547/mo
Today · 4.125%
HK$59,951
baseline
▲ 0.50% · 4.625%
HK$63,112
+HK$3,161/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$119,902/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,353
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$63,261
−HK$1,939/mo
Today · 4.125%
HK$65,200
baseline
▲ 0.50% · 4.625%
HK$69,167
+HK$3,967/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$130,400/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,254
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,085
−HK$1,857/mo
Today · 4.125%
HK$71,942
baseline
▲ 0.50% · 4.625%
HK$75,734
+HK$3,792/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$143,884/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,578
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$73,804
−HK$2,263/mo
Today · 4.125%
HK$76,067
baseline
▲ 0.50% · 4.625%
HK$80,695
+HK$4,628/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$152,134/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,630
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$81,765
−HK$2,167/mo
Today · 4.125%
HK$83,932
baseline
▲ 0.50% · 4.625%
HK$88,356
+HK$4,424/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$167,864/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,029
−HK$5,771/mo
▼ 0.25% · 3.875%
HK$94,891
−HK$2,909/mo
Today · 4.125%
HK$97,800
baseline
▲ 0.50% · 4.625%
HK$103,751
+HK$5,951/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$195,600/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$952,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,381
−HK$5,532/mo
▼ 0.25% · 3.875%
HK$105,127
−HK$2,786/mo
Today · 4.125%
HK$107,913
baseline
▲ 0.50% · 4.625%
HK$113,601
+HK$5,688/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$215,826/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$952,921 · Scale 2, in force from 26 Feb 2026)