LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,128
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,718
−HK$1,616/mo
Today · 4.125%
HK$54,334
baseline
▲ 0.50% · 4.625%
HK$57,640
+HK$3,306/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$108,668/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,879
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$58,404
−HK$1,548/mo
Today · 4.125%
HK$59,952
baseline
▲ 0.50% · 4.625%
HK$63,112
+HK$3,160/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$119,904/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,353
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,262
−HK$1,939/mo
Today · 4.125%
HK$65,201
baseline
▲ 0.50% · 4.625%
HK$69,168
+HK$3,967/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$130,402/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,255
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$70,085
−HK$1,857/mo
Today · 4.125%
HK$71,942
baseline
▲ 0.50% · 4.625%
HK$75,735
+HK$3,793/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$143,884/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,579
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$73,805
−HK$2,262/mo
Today · 4.125%
HK$76,067
baseline
▲ 0.50% · 4.625%
HK$80,696
+HK$4,629/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$152,134/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,631
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$81,766
−HK$2,167/mo
Today · 4.125%
HK$83,933
baseline
▲ 0.50% · 4.625%
HK$88,357
+HK$4,424/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$167,866/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,030
−HK$5,771/mo
▼ 0.25% · 3.875%
HK$94,892
−HK$2,909/mo
Today · 4.125%
HK$97,801
baseline
▲ 0.50% · 4.625%
HK$103,752
+HK$5,951/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$195,602/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$952,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,382
−HK$5,532/mo
▼ 0.25% · 3.875%
HK$105,128
−HK$2,786/mo
Today · 4.125%
HK$107,914
baseline
▲ 0.50% · 4.625%
HK$113,602
+HK$5,688/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$215,828/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$952,931 · Scale 2, in force from 26 Feb 2026)