LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,130
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,720
−HK$1,616/mo
Today · 4.125%
HK$54,336
baseline
▲ 0.50% · 4.625%
HK$57,642
+HK$3,306/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$108,672/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,881
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$58,407
−HK$1,548/mo
Today · 4.125%
HK$59,955
baseline
▲ 0.50% · 4.625%
HK$63,115
+HK$3,160/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$119,910/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,356
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$63,264
−HK$1,939/mo
Today · 4.125%
HK$65,203
baseline
▲ 0.50% · 4.625%
HK$69,171
+HK$3,968/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$130,406/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,258
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$70,088
−HK$1,857/mo
Today · 4.125%
HK$71,945
baseline
▲ 0.50% · 4.625%
HK$75,738
+HK$3,793/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$143,890/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,582
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$73,808
−HK$2,263/mo
Today · 4.125%
HK$76,071
baseline
▲ 0.50% · 4.625%
HK$80,699
+HK$4,628/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$152,142/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,634
−HK$4,302/mo
▼ 0.25% · 3.875%
HK$81,770
−HK$2,166/mo
Today · 4.125%
HK$83,936
baseline
▲ 0.50% · 4.625%
HK$88,361
+HK$4,425/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$167,872/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,034
−HK$5,771/mo
▼ 0.25% · 3.875%
HK$94,896
−HK$2,909/mo
Today · 4.125%
HK$97,805
baseline
▲ 0.50% · 4.625%
HK$103,756
+HK$5,951/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$195,610/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$952,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,387
−HK$5,531/mo
▼ 0.25% · 3.875%
HK$105,132
−HK$2,786/mo
Today · 4.125%
HK$107,918
baseline
▲ 0.50% · 4.625%
HK$113,607
+HK$5,689/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$215,836/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$952,971 · Scale 2, in force from 26 Feb 2026)