LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,131
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,721
−HK$1,616/mo
Today · 4.125%
HK$54,337
baseline
▲ 0.50% · 4.625%
HK$57,643
+HK$3,306/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$108,674/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,882
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$58,408
−HK$1,548/mo
Today · 4.125%
HK$59,956
baseline
▲ 0.50% · 4.625%
HK$63,116
+HK$3,160/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$119,912/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,357
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$63,265
−HK$1,939/mo
Today · 4.125%
HK$65,204
baseline
▲ 0.50% · 4.625%
HK$69,172
+HK$3,968/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$130,408/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,259
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,089
−HK$1,858/mo
Today · 4.125%
HK$71,947
baseline
▲ 0.50% · 4.625%
HK$75,739
+HK$3,792/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$143,894/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,583
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$73,810
−HK$2,262/mo
Today · 4.125%
HK$76,072
baseline
▲ 0.50% · 4.625%
HK$80,701
+HK$4,629/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$152,144/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,635
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$81,771
−HK$2,167/mo
Today · 4.125%
HK$83,938
baseline
▲ 0.50% · 4.625%
HK$88,362
+HK$4,424/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$167,876/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,035
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$94,898
−HK$2,909/mo
Today · 4.125%
HK$97,807
baseline
▲ 0.50% · 4.625%
HK$103,758
+HK$5,951/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$195,614/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$952,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,388
−HK$5,532/mo
▼ 0.25% · 3.875%
HK$105,134
−HK$2,786/mo
Today · 4.125%
HK$107,920
baseline
▲ 0.50% · 4.625%
HK$113,609
+HK$5,689/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$215,840/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$952,987 · Scale 2, in force from 26 Feb 2026)