LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,131
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$52,722
−HK$1,616/mo
Today · 4.125%
HK$54,338
baseline
▲ 0.50% · 4.625%
HK$57,644
+HK$3,306/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$108,676/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,883
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$58,409
−HK$1,547/mo
Today · 4.125%
HK$59,956
baseline
▲ 0.50% · 4.625%
HK$63,117
+HK$3,161/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$119,912/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$952,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,358
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$63,266
−HK$1,939/mo
Today · 4.125%
HK$65,205
baseline
▲ 0.50% · 4.625%
HK$69,173
+HK$3,968/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$130,410/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,260
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,090
−HK$1,858/mo
Today · 4.125%
HK$71,948
baseline
▲ 0.50% · 4.625%
HK$75,740
+HK$3,792/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$143,896/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$952,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,584
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$73,810
−HK$2,263/mo
Today · 4.125%
HK$76,073
baseline
▲ 0.50% · 4.625%
HK$80,702
+HK$4,629/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$152,146/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,636
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$81,772
−HK$2,167/mo
Today · 4.125%
HK$83,939
baseline
▲ 0.50% · 4.625%
HK$88,363
+HK$4,424/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$167,878/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$952,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,036
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$94,899
−HK$2,909/mo
Today · 4.125%
HK$97,808
baseline
▲ 0.50% · 4.625%
HK$103,759
+HK$5,951/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$195,616/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$952,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,389
−HK$5,532/mo
▼ 0.25% · 3.875%
HK$105,136
−HK$2,785/mo
Today · 4.125%
HK$107,921
baseline
▲ 0.50% · 4.625%
HK$113,610
+HK$5,689/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$215,842/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$952,999 · Scale 2, in force from 26 Feb 2026)