LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,133
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$52,724
−HK$1,616/mo
Today · 4.125%
HK$54,340
baseline
▲ 0.50% · 4.625%
HK$57,646
+HK$3,306/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$108,680/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,885
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$58,411
−HK$1,548/mo
Today · 4.125%
HK$59,959
baseline
▲ 0.50% · 4.625%
HK$63,119
+HK$3,160/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$119,918/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,360
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,269
−HK$1,939/mo
Today · 4.125%
HK$65,208
baseline
▲ 0.50% · 4.625%
HK$69,176
+HK$3,968/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$130,416/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$953,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,262
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,093
−HK$1,857/mo
Today · 4.125%
HK$71,950
baseline
▲ 0.50% · 4.625%
HK$75,743
+HK$3,793/mo
Deposit HK$8.97M · loan HK$13.45M · min. income ≈ HK$143,900/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$953,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,587
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$73,813
−HK$2,263/mo
Today · 4.125%
HK$76,076
baseline
▲ 0.50% · 4.625%
HK$80,705
+HK$4,629/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$152,152/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,639
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$81,775
−HK$2,167/mo
Today · 4.125%
HK$83,942
baseline
▲ 0.50% · 4.625%
HK$88,367
+HK$4,425/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$167,884/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,040
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$94,903
−HK$2,909/mo
Today · 4.125%
HK$97,812
baseline
▲ 0.50% · 4.625%
HK$103,763
+HK$5,951/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$195,624/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,394
−HK$5,532/mo
▼ 0.25% · 3.875%
HK$105,140
−HK$2,786/mo
Today · 4.125%
HK$107,926
baseline
▲ 0.50% · 4.625%
HK$113,614
+HK$5,688/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$215,852/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,037 · Scale 2, in force from 26 Feb 2026)