LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,135
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$52,726
−HK$1,616/mo
Today · 4.125%
HK$54,342
baseline
▲ 0.50% · 4.625%
HK$57,648
+HK$3,306/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$108,684/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,887
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$58,413
−HK$1,548/mo
Today · 4.125%
HK$59,961
baseline
▲ 0.50% · 4.625%
HK$63,121
+HK$3,160/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$119,922/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,362
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,271
−HK$1,939/mo
Today · 4.125%
HK$65,210
baseline
▲ 0.50% · 4.625%
HK$69,178
+HK$3,968/mo
Deposit HK$8.97M · loan HK$13.46M · min. income ≈ HK$130,420/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$953,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,265
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,096
−HK$1,857/mo
Today · 4.125%
HK$71,953
baseline
▲ 0.50% · 4.625%
HK$75,746
+HK$3,793/mo
Deposit HK$8.97M · loan HK$13.46M · min. income ≈ HK$143,906/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$953,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,589
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$73,816
−HK$2,262/mo
Today · 4.125%
HK$76,078
baseline
▲ 0.50% · 4.625%
HK$80,708
+HK$4,630/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$152,156/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,642
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$81,778
−HK$2,167/mo
Today · 4.125%
HK$83,945
baseline
▲ 0.50% · 4.625%
HK$88,370
+HK$4,425/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$167,890/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,043
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$94,906
−HK$2,909/mo
Today · 4.125%
HK$97,815
baseline
▲ 0.50% · 4.625%
HK$103,767
+HK$5,952/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$195,630/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,397
−HK$5,532/mo
▼ 0.25% · 3.875%
HK$105,143
−HK$2,786/mo
Today · 4.125%
HK$107,929
baseline
▲ 0.50% · 4.625%
HK$113,619
+HK$5,690/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$215,858/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,071 · Scale 2, in force from 26 Feb 2026)