LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,138
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$52,728
−HK$1,617/mo
Today · 4.125%
HK$54,345
baseline
▲ 0.50% · 4.625%
HK$57,651
+HK$3,306/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$108,690/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,890
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$58,416
−HK$1,548/mo
Today · 4.125%
HK$59,964
baseline
▲ 0.50% · 4.625%
HK$63,125
+HK$3,161/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$119,928/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,365
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,274
−HK$1,939/mo
Today · 4.125%
HK$65,213
baseline
▲ 0.50% · 4.625%
HK$69,182
+HK$3,969/mo
Deposit HK$8.97M · loan HK$13.46M · min. income ≈ HK$130,426/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$953,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,268
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$70,099
−HK$1,858/mo
Today · 4.125%
HK$71,957
baseline
▲ 0.50% · 4.625%
HK$75,750
+HK$3,793/mo
Deposit HK$8.97M · loan HK$13.46M · min. income ≈ HK$143,914/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$953,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,593
−HK$4,489/mo
▼ 0.25% · 3.875%
HK$73,820
−HK$2,262/mo
Today · 4.125%
HK$76,082
baseline
▲ 0.50% · 4.625%
HK$80,712
+HK$4,630/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$152,164/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,646
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$81,782
−HK$2,167/mo
Today · 4.125%
HK$83,949
baseline
▲ 0.50% · 4.625%
HK$88,374
+HK$4,425/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$167,898/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,048
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$94,911
−HK$2,909/mo
Today · 4.125%
HK$97,820
baseline
▲ 0.50% · 4.625%
HK$103,772
+HK$5,952/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$195,640/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,402
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$105,149
−HK$2,786/mo
Today · 4.125%
HK$107,935
baseline
▲ 0.50% · 4.625%
HK$113,624
+HK$5,689/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$215,870/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,119 · Scale 2, in force from 26 Feb 2026)