LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,138
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$52,729
−HK$1,616/mo
Today · 4.125%
HK$54,345
baseline
▲ 0.50% · 4.625%
HK$57,652
+HK$3,307/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$108,690/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,891
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$58,416
−HK$1,548/mo
Today · 4.125%
HK$59,964
baseline
▲ 0.50% · 4.625%
HK$63,125
+HK$3,161/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$119,928/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,366
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,275
−HK$1,939/mo
Today · 4.125%
HK$65,214
baseline
▲ 0.50% · 4.625%
HK$69,182
+HK$3,968/mo
Deposit HK$8.97M · loan HK$13.46M · min. income ≈ HK$130,428/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$953,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,269
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,100
−HK$1,857/mo
Today · 4.125%
HK$71,957
baseline
▲ 0.50% · 4.625%
HK$75,750
+HK$3,793/mo
Deposit HK$8.97M · loan HK$13.46M · min. income ≈ HK$143,914/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$953,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,593
−HK$4,490/mo
▼ 0.25% · 3.875%
HK$73,820
−HK$2,263/mo
Today · 4.125%
HK$76,083
baseline
▲ 0.50% · 4.625%
HK$80,712
+HK$4,629/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$152,166/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,647
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$81,783
−HK$2,167/mo
Today · 4.125%
HK$83,950
baseline
▲ 0.50% · 4.625%
HK$88,375
+HK$4,425/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$167,900/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,049
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$94,912
−HK$2,909/mo
Today · 4.125%
HK$97,821
baseline
▲ 0.50% · 4.625%
HK$103,773
+HK$5,952/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$195,642/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,403
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$105,150
−HK$2,786/mo
Today · 4.125%
HK$107,936
baseline
▲ 0.50% · 4.625%
HK$113,625
+HK$5,689/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$215,872/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,126 · Scale 2, in force from 26 Feb 2026)