LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,140
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,730
−HK$1,616/mo
Today · 4.125%
HK$54,346
baseline
▲ 0.50% · 4.625%
HK$57,653
+HK$3,307/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$108,692/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,892
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$58,418
−HK$1,548/mo
Today · 4.125%
HK$59,966
baseline
▲ 0.50% · 4.625%
HK$63,127
+HK$3,161/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$119,932/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,367
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$63,276
−HK$1,940/mo
Today · 4.125%
HK$65,216
baseline
▲ 0.50% · 4.625%
HK$69,184
+HK$3,968/mo
Deposit HK$8.97M · loan HK$13.46M · min. income ≈ HK$130,432/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$953,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,271
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,102
−HK$1,857/mo
Today · 4.125%
HK$71,959
baseline
▲ 0.50% · 4.625%
HK$75,752
+HK$3,793/mo
Deposit HK$8.97M · loan HK$13.46M · min. income ≈ HK$143,918/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$953,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,595
−HK$4,490/mo
▼ 0.25% · 3.875%
HK$73,822
−HK$2,263/mo
Today · 4.125%
HK$76,085
baseline
▲ 0.50% · 4.625%
HK$80,715
+HK$4,630/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$152,170/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,649
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$81,785
−HK$2,167/mo
Today · 4.125%
HK$83,952
baseline
▲ 0.50% · 4.625%
HK$88,378
+HK$4,426/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$167,904/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,051
−HK$5,773/mo
▼ 0.25% · 3.875%
HK$94,914
−HK$2,910/mo
Today · 4.125%
HK$97,824
baseline
▲ 0.50% · 4.625%
HK$103,776
+HK$5,952/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$195,648/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,406
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$105,152
−HK$2,787/mo
Today · 4.125%
HK$107,939
baseline
▲ 0.50% · 4.625%
HK$113,628
+HK$5,689/mo
Deposit HK$2.24M · loan HK$20.18M · min. income ≈ HK$215,878/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,152 · Scale 2, in force from 26 Feb 2026)