LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,145
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$52,736
−HK$1,616/mo
Today · 4.125%
HK$54,352
baseline
▲ 0.50% · 4.625%
HK$57,659
+HK$3,307/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$108,704/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,898
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$58,424
−HK$1,548/mo
Today · 4.125%
HK$59,972
baseline
▲ 0.50% · 4.625%
HK$63,133
+HK$3,161/mo
Deposit HK$11.21M · loan HK$11.21M · min. income ≈ HK$119,944/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,374
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$63,283
−HK$1,940/mo
Today · 4.125%
HK$65,223
baseline
▲ 0.50% · 4.625%
HK$69,191
+HK$3,968/mo
Deposit HK$8.97M · loan HK$13.46M · min. income ≈ HK$130,446/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,278
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$70,109
−HK$1,858/mo
Today · 4.125%
HK$71,967
baseline
▲ 0.50% · 4.625%
HK$75,760
+HK$3,793/mo
Deposit HK$8.97M · loan HK$13.46M · min. income ≈ HK$143,934/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,603
−HK$4,490/mo
▼ 0.25% · 3.875%
HK$73,830
−HK$2,263/mo
Today · 4.125%
HK$76,093
baseline
▲ 0.50% · 4.625%
HK$80,723
+HK$4,630/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$152,186/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,658
−HK$4,303/mo
▼ 0.25% · 3.875%
HK$81,794
−HK$2,167/mo
Today · 4.125%
HK$83,961
baseline
▲ 0.50% · 4.625%
HK$88,387
+HK$4,426/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$167,922/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,061
−HK$5,773/mo
▼ 0.25% · 3.875%
HK$94,925
−HK$2,909/mo
Today · 4.125%
HK$97,834
baseline
▲ 0.50% · 4.625%
HK$103,787
+HK$5,953/mo
Deposit HK$2.24M · loan HK$20.19M · min. income ≈ HK$195,668/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,417
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$105,164
−HK$2,786/mo
Today · 4.125%
HK$107,950
baseline
▲ 0.50% · 4.625%
HK$113,640
+HK$5,690/mo
Deposit HK$2.24M · loan HK$20.19M · min. income ≈ HK$215,900/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,253 · Scale 2, in force from 26 Feb 2026)