LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,147
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$52,738
−HK$1,616/mo
Today · 4.125%
HK$54,354
baseline
▲ 0.50% · 4.625%
HK$57,661
+HK$3,307/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$108,708/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,900
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$58,426
−HK$1,548/mo
Today · 4.125%
HK$59,974
baseline
▲ 0.50% · 4.625%
HK$63,136
+HK$3,162/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$119,948/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,376
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$63,285
−HK$1,940/mo
Today · 4.125%
HK$65,225
baseline
▲ 0.50% · 4.625%
HK$69,194
+HK$3,969/mo
Deposit HK$8.97M · loan HK$13.46M · min. income ≈ HK$130,450/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,280
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$70,111
−HK$1,858/mo
Today · 4.125%
HK$71,969
baseline
▲ 0.50% · 4.625%
HK$75,763
+HK$3,794/mo
Deposit HK$8.97M · loan HK$13.46M · min. income ≈ HK$143,938/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,605
−HK$4,491/mo
▼ 0.25% · 3.875%
HK$73,833
−HK$2,263/mo
Today · 4.125%
HK$76,096
baseline
▲ 0.50% · 4.625%
HK$80,726
+HK$4,630/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$152,192/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,660
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$81,797
−HK$2,167/mo
Today · 4.125%
HK$83,964
baseline
▲ 0.50% · 4.625%
HK$88,390
+HK$4,426/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$167,928/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,064
−HK$5,773/mo
▼ 0.25% · 3.875%
HK$94,928
−HK$2,909/mo
Today · 4.125%
HK$97,837
baseline
▲ 0.50% · 4.625%
HK$103,790
+HK$5,953/mo
Deposit HK$2.24M · loan HK$20.19M · min. income ≈ HK$195,674/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,420
−HK$5,534/mo
▼ 0.25% · 3.875%
HK$105,167
−HK$2,787/mo
Today · 4.125%
HK$107,954
baseline
▲ 0.50% · 4.625%
HK$113,644
+HK$5,690/mo
Deposit HK$2.24M · loan HK$20.19M · min. income ≈ HK$215,908/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,285 · Scale 2, in force from 26 Feb 2026)