LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,147
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$52,738
−HK$1,616/mo
Today · 4.125%
HK$54,354
baseline
▲ 0.50% · 4.625%
HK$57,662
+HK$3,308/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$108,708/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,901
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$58,427
−HK$1,548/mo
Today · 4.125%
HK$59,975
baseline
▲ 0.50% · 4.625%
HK$63,136
+HK$3,161/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$119,950/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,376
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$63,286
−HK$1,939/mo
Today · 4.125%
HK$65,225
baseline
▲ 0.50% · 4.625%
HK$69,194
+HK$3,969/mo
Deposit HK$8.97M · loan HK$13.46M · min. income ≈ HK$130,450/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,281
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$70,112
−HK$1,858/mo
Today · 4.125%
HK$71,970
baseline
▲ 0.50% · 4.625%
HK$75,763
+HK$3,793/mo
Deposit HK$8.97M · loan HK$13.46M · min. income ≈ HK$143,940/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,606
−HK$4,490/mo
▼ 0.25% · 3.875%
HK$73,833
−HK$2,263/mo
Today · 4.125%
HK$76,096
baseline
▲ 0.50% · 4.625%
HK$80,726
+HK$4,630/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$152,192/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,661
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$81,797
−HK$2,168/mo
Today · 4.125%
HK$83,965
baseline
▲ 0.50% · 4.625%
HK$88,390
+HK$4,425/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$167,930/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,065
−HK$5,773/mo
▼ 0.25% · 3.875%
HK$94,928
−HK$2,910/mo
Today · 4.125%
HK$97,838
baseline
▲ 0.50% · 4.625%
HK$103,791
+HK$5,953/mo
Deposit HK$2.24M · loan HK$20.19M · min. income ≈ HK$195,676/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,421
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$105,168
−HK$2,786/mo
Today · 4.125%
HK$107,954
baseline
▲ 0.50% · 4.625%
HK$113,645
+HK$5,691/mo
Deposit HK$2.24M · loan HK$20.19M · min. income ≈ HK$215,908/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,291 · Scale 2, in force from 26 Feb 2026)