LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,150
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,741
−HK$1,617/mo
Today · 4.125%
HK$54,358
baseline
▲ 0.50% · 4.625%
HK$57,665
+HK$3,307/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$108,716/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,904
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,430
−HK$1,549/mo
Today · 4.125%
HK$59,979
baseline
▲ 0.50% · 4.625%
HK$63,140
+HK$3,161/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$119,958/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,380
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$63,290
−HK$1,939/mo
Today · 4.125%
HK$65,229
baseline
▲ 0.50% · 4.625%
HK$69,199
+HK$3,970/mo
Deposit HK$8.97M · loan HK$13.46M · min. income ≈ HK$130,458/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,285
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$70,116
−HK$1,858/mo
Today · 4.125%
HK$71,974
baseline
▲ 0.50% · 4.625%
HK$75,768
+HK$3,794/mo
Deposit HK$8.97M · loan HK$13.46M · min. income ≈ HK$143,948/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,610
−HK$4,491/mo
▼ 0.25% · 3.875%
HK$73,838
−HK$2,263/mo
Today · 4.125%
HK$76,101
baseline
▲ 0.50% · 4.625%
HK$80,732
+HK$4,631/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$152,202/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,666
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$81,803
−HK$2,167/mo
Today · 4.125%
HK$83,970
baseline
▲ 0.50% · 4.625%
HK$88,396
+HK$4,426/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$167,940/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,071
−HK$5,773/mo
▼ 0.25% · 3.875%
HK$94,935
−HK$2,909/mo
Today · 4.125%
HK$97,844
baseline
▲ 0.50% · 4.625%
HK$103,798
+HK$5,954/mo
Deposit HK$2.24M · loan HK$20.19M · min. income ≈ HK$195,688/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,428
−HK$5,533/mo
▼ 0.25% · 3.875%
HK$105,175
−HK$2,786/mo
Today · 4.125%
HK$107,961
baseline
▲ 0.50% · 4.625%
HK$113,652
+HK$5,691/mo
Deposit HK$2.24M · loan HK$20.19M · min. income ≈ HK$215,922/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,353 · Scale 2, in force from 26 Feb 2026)