LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,151
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,742
−HK$1,617/mo
Today · 4.125%
HK$54,359
baseline
▲ 0.50% · 4.625%
HK$57,666
+HK$3,307/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$108,718/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,905
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,431
−HK$1,549/mo
Today · 4.125%
HK$59,980
baseline
▲ 0.50% · 4.625%
HK$63,141
+HK$3,161/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$119,960/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,381
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$63,291
−HK$1,940/mo
Today · 4.125%
HK$65,231
baseline
▲ 0.50% · 4.625%
HK$69,200
+HK$3,969/mo
Deposit HK$8.97M · loan HK$13.46M · min. income ≈ HK$130,462/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,286
−HK$3,689/mo
▼ 0.25% · 3.875%
HK$70,118
−HK$1,857/mo
Today · 4.125%
HK$71,975
baseline
▲ 0.50% · 4.625%
HK$75,769
+HK$3,794/mo
Deposit HK$8.97M · loan HK$13.46M · min. income ≈ HK$143,950/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,612
−HK$4,490/mo
▼ 0.25% · 3.875%
HK$73,839
−HK$2,263/mo
Today · 4.125%
HK$76,102
baseline
▲ 0.50% · 4.625%
HK$80,733
+HK$4,631/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$152,204/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,667
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$81,804
−HK$2,167/mo
Today · 4.125%
HK$83,971
baseline
▲ 0.50% · 4.625%
HK$88,398
+HK$4,427/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$167,942/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,072
−HK$5,774/mo
▼ 0.25% · 3.875%
HK$94,936
−HK$2,910/mo
Today · 4.125%
HK$97,846
baseline
▲ 0.50% · 4.625%
HK$103,799
+HK$5,953/mo
Deposit HK$2.24M · loan HK$20.19M · min. income ≈ HK$195,692/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,429
−HK$5,534/mo
▼ 0.25% · 3.875%
HK$105,176
−HK$2,787/mo
Today · 4.125%
HK$107,963
baseline
▲ 0.50% · 4.625%
HK$113,654
+HK$5,691/mo
Deposit HK$2.24M · loan HK$20.19M · min. income ≈ HK$215,926/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,368 · Scale 2, in force from 26 Feb 2026)