LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,157
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,749
−HK$1,616/mo
Today · 4.125%
HK$54,365
baseline
▲ 0.50% · 4.625%
HK$57,673
+HK$3,308/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$108,730/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,912
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,438
−HK$1,549/mo
Today · 4.125%
HK$59,987
baseline
▲ 0.50% · 4.625%
HK$63,149
+HK$3,162/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$119,974/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,389
−HK$3,849/mo
▼ 0.25% · 3.875%
HK$63,298
−HK$1,940/mo
Today · 4.125%
HK$65,238
baseline
▲ 0.50% · 4.625%
HK$69,208
+HK$3,970/mo
Deposit HK$8.97M · loan HK$13.46M · min. income ≈ HK$130,476/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,294
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$70,126
−HK$1,858/mo
Today · 4.125%
HK$71,984
baseline
▲ 0.50% · 4.625%
HK$75,779
+HK$3,795/mo
Deposit HK$8.97M · loan HK$13.46M · min. income ≈ HK$143,968/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,620
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$73,848
−HK$2,264/mo
Today · 4.125%
HK$76,112
baseline
▲ 0.50% · 4.625%
HK$80,743
+HK$4,631/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$152,224/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,677
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$81,814
−HK$2,168/mo
Today · 4.125%
HK$83,982
baseline
▲ 0.50% · 4.625%
HK$88,408
+HK$4,426/mo
Deposit HK$6.73M · loan HK$15.70M · min. income ≈ HK$167,964/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,083
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$94,948
−HK$2,910/mo
Today · 4.125%
HK$97,858
baseline
▲ 0.50% · 4.625%
HK$103,812
+HK$5,954/mo
Deposit HK$2.24M · loan HK$20.19M · min. income ≈ HK$195,716/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,442
−HK$5,534/mo
▼ 0.25% · 3.875%
HK$105,189
−HK$2,787/mo
Today · 4.125%
HK$107,976
baseline
▲ 0.50% · 4.625%
HK$113,668
+HK$5,692/mo
Deposit HK$2.24M · loan HK$20.19M · min. income ≈ HK$215,952/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,484 · Scale 2, in force from 26 Feb 2026)