LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,162
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,754
−HK$1,617/mo
Today · 4.125%
HK$54,371
baseline
▲ 0.50% · 4.625%
HK$57,679
+HK$3,308/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$108,742/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,917
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,444
−HK$1,549/mo
Today · 4.125%
HK$59,993
baseline
▲ 0.50% · 4.625%
HK$63,155
+HK$3,162/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$119,986/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,395
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$63,304
−HK$1,941/mo
Today · 4.125%
HK$65,245
baseline
▲ 0.50% · 4.625%
HK$69,215
+HK$3,970/mo
Deposit HK$8.97M · loan HK$13.46M · min. income ≈ HK$130,490/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,301
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$70,133
−HK$1,858/mo
Today · 4.125%
HK$71,991
baseline
▲ 0.50% · 4.625%
HK$75,786
+HK$3,795/mo
Deposit HK$8.97M · loan HK$13.46M · min. income ≈ HK$143,982/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,627
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$73,855
−HK$2,264/mo
Today · 4.125%
HK$76,119
baseline
▲ 0.50% · 4.625%
HK$80,750
+HK$4,631/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$152,238/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,684
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$81,822
−HK$2,168/mo
Today · 4.125%
HK$83,990
baseline
▲ 0.50% · 4.625%
HK$88,417
+HK$4,427/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$167,980/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,092
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$94,957
−HK$2,910/mo
Today · 4.125%
HK$97,867
baseline
▲ 0.50% · 4.625%
HK$103,822
+HK$5,955/mo
Deposit HK$2.24M · loan HK$20.19M · min. income ≈ HK$195,734/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,451
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$105,199
−HK$2,788/mo
Today · 4.125%
HK$107,987
baseline
▲ 0.50% · 4.625%
HK$113,679
+HK$5,692/mo
Deposit HK$2.24M · loan HK$20.19M · min. income ≈ HK$215,974/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,576 · Scale 2, in force from 26 Feb 2026)