LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,164
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,755
−HK$1,617/mo
Today · 4.125%
HK$54,372
baseline
▲ 0.50% · 4.625%
HK$57,680
+HK$3,308/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$108,744/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,919
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,446
−HK$1,548/mo
Today · 4.125%
HK$59,994
baseline
▲ 0.50% · 4.625%
HK$63,157
+HK$3,163/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$119,988/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,396
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$63,306
−HK$1,940/mo
Today · 4.125%
HK$65,246
baseline
▲ 0.50% · 4.625%
HK$69,217
+HK$3,971/mo
Deposit HK$8.98M · loan HK$13.46M · min. income ≈ HK$130,492/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,303
−HK$3,690/mo
▼ 0.25% · 3.875%
HK$70,135
−HK$1,858/mo
Today · 4.125%
HK$71,993
baseline
▲ 0.50% · 4.625%
HK$75,788
+HK$3,795/mo
Deposit HK$8.98M · loan HK$13.46M · min. income ≈ HK$143,986/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,629
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$73,857
−HK$2,264/mo
Today · 4.125%
HK$76,121
baseline
▲ 0.50% · 4.625%
HK$80,753
+HK$4,632/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$152,242/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,687
−HK$4,305/mo
▼ 0.25% · 3.875%
HK$81,824
−HK$2,168/mo
Today · 4.125%
HK$83,992
baseline
▲ 0.50% · 4.625%
HK$88,419
+HK$4,427/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$167,984/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$953,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,095
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$94,959
−HK$2,911/mo
Today · 4.125%
HK$97,870
baseline
▲ 0.50% · 4.625%
HK$103,825
+HK$5,955/mo
Deposit HK$2.24M · loan HK$20.19M · min. income ≈ HK$195,740/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,454
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$105,202
−HK$2,788/mo
Today · 4.125%
HK$107,990
baseline
▲ 0.50% · 4.625%
HK$113,682
+HK$5,692/mo
Deposit HK$2.24M · loan HK$20.19M · min. income ≈ HK$215,980/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,601 · Scale 2, in force from 26 Feb 2026)