LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,167
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,759
−HK$1,617/mo
Today · 4.125%
HK$54,376
baseline
▲ 0.50% · 4.625%
HK$57,684
+HK$3,308/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$108,752/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,923
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,449
−HK$1,549/mo
Today · 4.125%
HK$59,998
baseline
▲ 0.50% · 4.625%
HK$63,161
+HK$3,163/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$119,996/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,400
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,310
−HK$1,941/mo
Today · 4.125%
HK$65,251
baseline
▲ 0.50% · 4.625%
HK$69,221
+HK$3,970/mo
Deposit HK$8.98M · loan HK$13.46M · min. income ≈ HK$130,502/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,307
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,139
−HK$1,859/mo
Today · 4.125%
HK$71,998
baseline
▲ 0.50% · 4.625%
HK$75,793
+HK$3,795/mo
Deposit HK$8.98M · loan HK$13.46M · min. income ≈ HK$143,996/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,634
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$73,862
−HK$2,264/mo
Today · 4.125%
HK$76,126
baseline
▲ 0.50% · 4.625%
HK$80,758
+HK$4,632/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$152,252/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$953,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,692
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$81,829
−HK$2,169/mo
Today · 4.125%
HK$83,998
baseline
▲ 0.50% · 4.625%
HK$88,425
+HK$4,427/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$167,996/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$953,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,101
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$94,966
−HK$2,910/mo
Today · 4.125%
HK$97,876
baseline
▲ 0.50% · 4.625%
HK$103,832
+HK$5,956/mo
Deposit HK$2.24M · loan HK$20.20M · min. income ≈ HK$195,752/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,461
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$105,209
−HK$2,788/mo
Today · 4.125%
HK$107,997
baseline
▲ 0.50% · 4.625%
HK$113,689
+HK$5,692/mo
Deposit HK$2.24M · loan HK$20.20M · min. income ≈ HK$215,994/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,665 · Scale 2, in force from 26 Feb 2026)