LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,168
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,759
−HK$1,617/mo
Today · 4.125%
HK$54,376
baseline
▲ 0.50% · 4.625%
HK$57,685
+HK$3,309/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$108,752/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,924
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,450
−HK$1,549/mo
Today · 4.125%
HK$59,999
baseline
▲ 0.50% · 4.625%
HK$63,162
+HK$3,163/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$119,998/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,401
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,311
−HK$1,941/mo
Today · 4.125%
HK$65,252
baseline
▲ 0.50% · 4.625%
HK$69,222
+HK$3,970/mo
Deposit HK$8.98M · loan HK$13.46M · min. income ≈ HK$130,504/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,308
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,140
−HK$1,859/mo
Today · 4.125%
HK$71,999
baseline
▲ 0.50% · 4.625%
HK$75,794
+HK$3,795/mo
Deposit HK$8.98M · loan HK$13.46M · min. income ≈ HK$143,998/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,635
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$73,863
−HK$2,264/mo
Today · 4.125%
HK$76,127
baseline
▲ 0.50% · 4.625%
HK$80,759
+HK$4,632/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$152,254/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$953,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,693
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$81,830
−HK$2,169/mo
Today · 4.125%
HK$83,999
baseline
▲ 0.50% · 4.625%
HK$88,426
+HK$4,427/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$167,998/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$953,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,102
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$94,967
−HK$2,911/mo
Today · 4.125%
HK$97,878
baseline
▲ 0.50% · 4.625%
HK$103,833
+HK$5,955/mo
Deposit HK$2.24M · loan HK$20.20M · min. income ≈ HK$195,756/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,463
−HK$5,535/mo
▼ 0.25% · 3.875%
HK$105,211
−HK$2,787/mo
Today · 4.125%
HK$107,998
baseline
▲ 0.50% · 4.625%
HK$113,691
+HK$5,693/mo
Deposit HK$2.24M · loan HK$20.20M · min. income ≈ HK$215,996/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,679 · Scale 2, in force from 26 Feb 2026)