LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,169
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,761
−HK$1,617/mo
Today · 4.125%
HK$54,378
baseline
▲ 0.50% · 4.625%
HK$57,687
+HK$3,309/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$108,756/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,925
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,452
−HK$1,549/mo
Today · 4.125%
HK$60,001
baseline
▲ 0.50% · 4.625%
HK$63,163
+HK$3,162/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$120,002/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$953,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,403
−HK$3,850/mo
▼ 0.25% · 3.875%
HK$63,313
−HK$1,940/mo
Today · 4.125%
HK$65,253
baseline
▲ 0.50% · 4.625%
HK$69,224
+HK$3,971/mo
Deposit HK$8.98M · loan HK$13.46M · min. income ≈ HK$130,506/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,310
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,142
−HK$1,859/mo
Today · 4.125%
HK$72,001
baseline
▲ 0.50% · 4.625%
HK$75,796
+HK$3,795/mo
Deposit HK$8.98M · loan HK$13.46M · min. income ≈ HK$144,002/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,637
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$73,865
−HK$2,264/mo
Today · 4.125%
HK$76,129
baseline
▲ 0.50% · 4.625%
HK$80,761
+HK$4,632/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$152,258/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$953,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,695
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$81,833
−HK$2,168/mo
Today · 4.125%
HK$84,001
baseline
▲ 0.50% · 4.625%
HK$88,429
+HK$4,428/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$168,002/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$953,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,104
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$94,969
−HK$2,911/mo
Today · 4.125%
HK$97,880
baseline
▲ 0.50% · 4.625%
HK$103,836
+HK$5,956/mo
Deposit HK$2.24M · loan HK$20.20M · min. income ≈ HK$195,760/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,465
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$105,213
−HK$2,788/mo
Today · 4.125%
HK$108,001
baseline
▲ 0.50% · 4.625%
HK$113,694
+HK$5,693/mo
Deposit HK$2.24M · loan HK$20.20M · min. income ≈ HK$216,002/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,703 · Scale 2, in force from 26 Feb 2026)