LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,175
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,767
−HK$1,617/mo
Today · 4.125%
HK$54,384
baseline
▲ 0.50% · 4.625%
HK$57,693
+HK$3,309/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$108,768/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$953,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,931
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,458
−HK$1,549/mo
Today · 4.125%
HK$60,007
baseline
▲ 0.50% · 4.625%
HK$63,170
+HK$3,163/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$120,014/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$953,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,410
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,320
−HK$1,941/mo
Today · 4.125%
HK$65,261
baseline
▲ 0.50% · 4.625%
HK$69,231
+HK$3,970/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$130,522/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,318
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,150
−HK$1,859/mo
Today · 4.125%
HK$72,009
baseline
▲ 0.50% · 4.625%
HK$75,804
+HK$3,795/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$144,018/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,645
−HK$4,492/mo
▼ 0.25% · 3.875%
HK$73,873
−HK$2,264/mo
Today · 4.125%
HK$76,137
baseline
▲ 0.50% · 4.625%
HK$80,770
+HK$4,633/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$152,274/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$953,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,704
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$81,841
−HK$2,169/mo
Today · 4.125%
HK$84,010
baseline
▲ 0.50% · 4.625%
HK$88,438
+HK$4,428/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$168,020/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$953,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,114
−HK$5,777/mo
▼ 0.25% · 3.875%
HK$94,980
−HK$2,911/mo
Today · 4.125%
HK$97,891
baseline
▲ 0.50% · 4.625%
HK$103,847
+HK$5,956/mo
Deposit HK$2.24M · loan HK$20.20M · min. income ≈ HK$195,782/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,476
−HK$5,537/mo
▼ 0.25% · 3.875%
HK$105,225
−HK$2,788/mo
Today · 4.125%
HK$108,013
baseline
▲ 0.50% · 4.625%
HK$113,706
+HK$5,693/mo
Deposit HK$2.24M · loan HK$20.20M · min. income ≈ HK$216,026/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,807 · Scale 2, in force from 26 Feb 2026)