LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,177
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,769
−HK$1,617/mo
Today · 4.125%
HK$54,386
baseline
▲ 0.50% · 4.625%
HK$57,695
+HK$3,309/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$108,772/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$953,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,934
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,461
−HK$1,549/mo
Today · 4.125%
HK$60,010
baseline
▲ 0.50% · 4.625%
HK$63,173
+HK$3,163/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$120,020/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$953,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,412
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,323
−HK$1,940/mo
Today · 4.125%
HK$65,263
baseline
▲ 0.50% · 4.625%
HK$69,235
+HK$3,972/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$130,526/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,321
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,153
−HK$1,859/mo
Today · 4.125%
HK$72,012
baseline
▲ 0.50% · 4.625%
HK$75,808
+HK$3,796/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$144,024/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,648
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$73,876
−HK$2,265/mo
Today · 4.125%
HK$76,141
baseline
▲ 0.50% · 4.625%
HK$80,774
+HK$4,633/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$152,282/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$953,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,707
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$81,845
−HK$2,169/mo
Today · 4.125%
HK$84,014
baseline
▲ 0.50% · 4.625%
HK$88,442
+HK$4,428/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$168,028/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$953,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,118
−HK$5,777/mo
▼ 0.25% · 3.875%
HK$94,984
−HK$2,911/mo
Today · 4.125%
HK$97,895
baseline
▲ 0.50% · 4.625%
HK$103,852
+HK$5,957/mo
Deposit HK$2.24M · loan HK$20.20M · min. income ≈ HK$195,790/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,481
−HK$5,537/mo
▼ 0.25% · 3.875%
HK$105,229
−HK$2,789/mo
Today · 4.125%
HK$108,018
baseline
▲ 0.50% · 4.625%
HK$113,711
+HK$5,693/mo
Deposit HK$2.24M · loan HK$20.20M · min. income ≈ HK$216,036/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,849 · Scale 2, in force from 26 Feb 2026)