LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,177
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,769
−HK$1,618/mo
Today · 4.125%
HK$54,387
baseline
▲ 0.50% · 4.625%
HK$57,696
+HK$3,309/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$108,774/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$953,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,934
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,461
−HK$1,549/mo
Today · 4.125%
HK$60,010
baseline
▲ 0.50% · 4.625%
HK$63,173
+HK$3,163/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$120,020/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$953,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,413
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,323
−HK$1,941/mo
Today · 4.125%
HK$65,264
baseline
▲ 0.50% · 4.625%
HK$69,235
+HK$3,971/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$130,528/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,321
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,153
−HK$1,859/mo
Today · 4.125%
HK$72,012
baseline
▲ 0.50% · 4.625%
HK$75,808
+HK$3,796/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$144,024/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,648
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$73,877
−HK$2,264/mo
Today · 4.125%
HK$76,141
baseline
▲ 0.50% · 4.625%
HK$80,774
+HK$4,633/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$152,282/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$953,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,708
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$81,846
−HK$2,168/mo
Today · 4.125%
HK$84,014
baseline
▲ 0.50% · 4.625%
HK$88,443
+HK$4,429/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$168,028/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$953,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,119
−HK$5,777/mo
▼ 0.25% · 3.875%
HK$94,985
−HK$2,911/mo
Today · 4.125%
HK$97,896
baseline
▲ 0.50% · 4.625%
HK$103,853
+HK$5,957/mo
Deposit HK$2.24M · loan HK$20.20M · min. income ≈ HK$195,792/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,482
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$105,230
−HK$2,788/mo
Today · 4.125%
HK$108,018
baseline
▲ 0.50% · 4.625%
HK$113,712
+HK$5,694/mo
Deposit HK$2.24M · loan HK$20.20M · min. income ≈ HK$216,036/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,857 · Scale 2, in force from 26 Feb 2026)