LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,178
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,770
−HK$1,618/mo
Today · 4.125%
HK$54,388
baseline
▲ 0.50% · 4.625%
HK$57,697
+HK$3,309/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$108,776/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$953,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,935
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,462
−HK$1,549/mo
Today · 4.125%
HK$60,011
baseline
▲ 0.50% · 4.625%
HK$63,175
+HK$3,164/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$120,022/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$953,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,414
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,324
−HK$1,941/mo
Today · 4.125%
HK$65,265
baseline
▲ 0.50% · 4.625%
HK$69,236
+HK$3,971/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$130,530/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,322
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$70,155
−HK$1,859/mo
Today · 4.125%
HK$72,014
baseline
▲ 0.50% · 4.625%
HK$75,810
+HK$3,796/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$144,028/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,650
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$73,878
−HK$2,265/mo
Today · 4.125%
HK$76,143
baseline
▲ 0.50% · 4.625%
HK$80,776
+HK$4,633/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$152,286/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$953,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,710
−HK$4,306/mo
▼ 0.25% · 3.875%
HK$81,847
−HK$2,169/mo
Today · 4.125%
HK$84,016
baseline
▲ 0.50% · 4.625%
HK$88,445
+HK$4,429/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$168,032/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$953,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,121
−HK$5,777/mo
▼ 0.25% · 3.875%
HK$94,987
−HK$2,911/mo
Today · 4.125%
HK$97,898
baseline
▲ 0.50% · 4.625%
HK$103,855
+HK$5,957/mo
Deposit HK$2.24M · loan HK$20.20M · min. income ≈ HK$195,796/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,484
−HK$5,537/mo
▼ 0.25% · 3.875%
HK$105,232
−HK$2,789/mo
Today · 4.125%
HK$108,021
baseline
▲ 0.50% · 4.625%
HK$113,715
+HK$5,694/mo
Deposit HK$2.24M · loan HK$20.20M · min. income ≈ HK$216,042/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,876 · Scale 2, in force from 26 Feb 2026)