LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,185
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,777
−HK$1,617/mo
Today · 4.125%
HK$54,394
baseline
▲ 0.50% · 4.625%
HK$57,704
+HK$3,310/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$108,788/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$953,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,942
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,470
−HK$1,549/mo
Today · 4.125%
HK$60,019
baseline
▲ 0.50% · 4.625%
HK$63,183
+HK$3,164/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$120,038/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$953,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,422
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,332
−HK$1,941/mo
Today · 4.125%
HK$65,273
baseline
▲ 0.50% · 4.625%
HK$69,245
+HK$3,972/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$130,546/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,331
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$70,163
−HK$1,860/mo
Today · 4.125%
HK$72,023
baseline
▲ 0.50% · 4.625%
HK$75,819
+HK$3,796/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$144,046/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$953,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,659
−HK$4,493/mo
▼ 0.25% · 3.875%
HK$73,888
−HK$2,264/mo
Today · 4.125%
HK$76,152
baseline
▲ 0.50% · 4.625%
HK$80,786
+HK$4,634/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$152,304/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$953,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,719
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$81,857
−HK$2,169/mo
Today · 4.125%
HK$84,026
baseline
▲ 0.50% · 4.625%
HK$88,456
+HK$4,430/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$168,052/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$953,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,132
−HK$5,778/mo
▼ 0.25% · 3.875%
HK$94,998
−HK$2,912/mo
Today · 4.125%
HK$97,910
baseline
▲ 0.50% · 4.625%
HK$103,867
+HK$5,957/mo
Deposit HK$2.24M · loan HK$20.20M · min. income ≈ HK$195,820/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,496
−HK$5,538/mo
▼ 0.25% · 3.875%
HK$105,245
−HK$2,789/mo
Today · 4.125%
HK$108,034
baseline
▲ 0.50% · 4.625%
HK$113,729
+HK$5,695/mo
Deposit HK$2.24M · loan HK$20.20M · min. income ≈ HK$216,068/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$953,993 · Scale 2, in force from 26 Feb 2026)