LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,186
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,778
−HK$1,618/mo
Today · 4.125%
HK$54,396
baseline
▲ 0.50% · 4.625%
HK$57,705
+HK$3,309/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$108,792/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,944
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,471
−HK$1,549/mo
Today · 4.125%
HK$60,020
baseline
▲ 0.50% · 4.625%
HK$63,184
+HK$3,164/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$120,040/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,423
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$63,334
−HK$1,941/mo
Today · 4.125%
HK$65,275
baseline
▲ 0.50% · 4.625%
HK$69,247
+HK$3,972/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$130,550/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$954,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,332
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$70,165
−HK$1,859/mo
Today · 4.125%
HK$72,024
baseline
▲ 0.50% · 4.625%
HK$75,821
+HK$3,797/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$144,048/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$954,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,660
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$73,889
−HK$2,265/mo
Today · 4.125%
HK$76,154
baseline
▲ 0.50% · 4.625%
HK$80,788
+HK$4,634/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$152,308/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,721
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$81,859
−HK$2,169/mo
Today · 4.125%
HK$84,028
baseline
▲ 0.50% · 4.625%
HK$88,458
+HK$4,430/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$168,056/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,135
−HK$5,777/mo
▼ 0.25% · 3.875%
HK$95,000
−HK$2,912/mo
Today · 4.125%
HK$97,912
baseline
▲ 0.50% · 4.625%
HK$103,870
+HK$5,958/mo
Deposit HK$2.24M · loan HK$20.20M · min. income ≈ HK$195,824/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,499
−HK$5,537/mo
▼ 0.25% · 3.875%
HK$105,248
−HK$2,788/mo
Today · 4.125%
HK$108,036
baseline
▲ 0.50% · 4.625%
HK$113,731
+HK$5,695/mo
Deposit HK$2.24M · loan HK$20.20M · min. income ≈ HK$216,072/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,015 · Scale 2, in force from 26 Feb 2026)