LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,186
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,779
−HK$1,617/mo
Today · 4.125%
HK$54,396
baseline
▲ 0.50% · 4.625%
HK$57,706
+HK$3,310/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$108,792/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,944
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,472
−HK$1,549/mo
Today · 4.125%
HK$60,021
baseline
▲ 0.50% · 4.625%
HK$63,185
+HK$3,164/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$120,042/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,424
−HK$3,851/mo
▼ 0.25% · 3.875%
HK$63,334
−HK$1,941/mo
Today · 4.125%
HK$65,275
baseline
▲ 0.50% · 4.625%
HK$69,247
+HK$3,972/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$130,550/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$954,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,333
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$70,166
−HK$1,859/mo
Today · 4.125%
HK$72,025
baseline
▲ 0.50% · 4.625%
HK$75,822
+HK$3,797/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$144,050/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$954,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,661
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$73,890
−HK$2,265/mo
Today · 4.125%
HK$76,155
baseline
▲ 0.50% · 4.625%
HK$80,789
+HK$4,634/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$152,310/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,722
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$81,860
−HK$2,169/mo
Today · 4.125%
HK$84,029
baseline
▲ 0.50% · 4.625%
HK$88,458
+HK$4,429/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$168,058/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,135
−HK$5,778/mo
▼ 0.25% · 3.875%
HK$95,001
−HK$2,912/mo
Today · 4.125%
HK$97,913
baseline
▲ 0.50% · 4.625%
HK$103,871
+HK$5,958/mo
Deposit HK$2.24M · loan HK$20.20M · min. income ≈ HK$195,826/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,500
−HK$5,538/mo
▼ 0.25% · 3.875%
HK$105,249
−HK$2,789/mo
Today · 4.125%
HK$108,038
baseline
▲ 0.50% · 4.625%
HK$113,732
+HK$5,694/mo
Deposit HK$2.24M · loan HK$20.20M · min. income ≈ HK$216,076/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,025 · Scale 2, in force from 26 Feb 2026)