LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,187
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,779
−HK$1,618/mo
Today · 4.125%
HK$54,397
baseline
▲ 0.50% · 4.625%
HK$57,706
+HK$3,309/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$108,794/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,945
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,472
−HK$1,549/mo
Today · 4.125%
HK$60,021
baseline
▲ 0.50% · 4.625%
HK$63,185
+HK$3,164/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$120,042/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,424
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$63,335
−HK$1,941/mo
Today · 4.125%
HK$65,276
baseline
▲ 0.50% · 4.625%
HK$69,248
+HK$3,972/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$130,552/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$954,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,334
−HK$3,691/mo
▼ 0.25% · 3.875%
HK$70,166
−HK$1,859/mo
Today · 4.125%
HK$72,025
baseline
▲ 0.50% · 4.625%
HK$75,822
+HK$3,797/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$144,050/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$954,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,661
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$73,890
−HK$2,265/mo
Today · 4.125%
HK$76,155
baseline
▲ 0.50% · 4.625%
HK$80,789
+HK$4,634/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$152,310/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,723
−HK$4,307/mo
▼ 0.25% · 3.875%
HK$81,861
−HK$2,169/mo
Today · 4.125%
HK$84,030
baseline
▲ 0.50% · 4.625%
HK$88,459
+HK$4,429/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$168,060/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,136
−HK$5,778/mo
▼ 0.25% · 3.875%
HK$95,002
−HK$2,912/mo
Today · 4.125%
HK$97,914
baseline
▲ 0.50% · 4.625%
HK$103,872
+HK$5,958/mo
Deposit HK$2.24M · loan HK$20.20M · min. income ≈ HK$195,828/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,500
−HK$5,538/mo
▼ 0.25% · 3.875%
HK$105,249
−HK$2,789/mo
Today · 4.125%
HK$108,038
baseline
▲ 0.50% · 4.625%
HK$113,733
+HK$5,695/mo
Deposit HK$2.24M · loan HK$20.20M · min. income ≈ HK$216,076/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,031 · Scale 2, in force from 26 Feb 2026)