LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,188
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,781
−HK$1,617/mo
Today · 4.125%
HK$54,398
baseline
▲ 0.50% · 4.625%
HK$57,708
+HK$3,310/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$108,796/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,947
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,474
−HK$1,549/mo
Today · 4.125%
HK$60,023
baseline
▲ 0.50% · 4.625%
HK$63,187
+HK$3,164/mo
Deposit HK$11.22M · loan HK$11.22M · min. income ≈ HK$120,046/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,426
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$63,337
−HK$1,941/mo
Today · 4.125%
HK$65,278
baseline
▲ 0.50% · 4.625%
HK$69,250
+HK$3,972/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$130,556/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$954,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,336
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$70,169
−HK$1,859/mo
Today · 4.125%
HK$72,028
baseline
▲ 0.50% · 4.625%
HK$75,825
+HK$3,797/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$144,056/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$954,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,664
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$73,893
−HK$2,265/mo
Today · 4.125%
HK$76,158
baseline
▲ 0.50% · 4.625%
HK$80,792
+HK$4,634/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$152,316/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,725
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$81,863
−HK$2,170/mo
Today · 4.125%
HK$84,033
baseline
▲ 0.50% · 4.625%
HK$88,462
+HK$4,429/mo
Deposit HK$6.73M · loan HK$15.71M · min. income ≈ HK$168,066/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,139
−HK$5,778/mo
▼ 0.25% · 3.875%
HK$95,005
−HK$2,912/mo
Today · 4.125%
HK$97,917
baseline
▲ 0.50% · 4.625%
HK$103,875
+HK$5,958/mo
Deposit HK$2.24M · loan HK$20.20M · min. income ≈ HK$195,834/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,504
−HK$5,538/mo
▼ 0.25% · 3.875%
HK$105,253
−HK$2,789/mo
Today · 4.125%
HK$108,042
baseline
▲ 0.50% · 4.625%
HK$113,737
+HK$5,695/mo
Deposit HK$2.24M · loan HK$20.20M · min. income ≈ HK$216,084/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,063 · Scale 2, in force from 26 Feb 2026)