LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,193
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,786
−HK$1,618/mo
Today · 4.125%
HK$54,404
baseline
▲ 0.50% · 4.625%
HK$57,714
+HK$3,310/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$108,808/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,952
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,480
−HK$1,549/mo
Today · 4.125%
HK$60,029
baseline
▲ 0.50% · 4.625%
HK$63,193
+HK$3,164/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$120,058/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,432
−HK$3,852/mo
▼ 0.25% · 3.875%
HK$63,343
−HK$1,941/mo
Today · 4.125%
HK$65,284
baseline
▲ 0.50% · 4.625%
HK$69,257
+HK$3,973/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$130,568/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$954,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,343
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$70,175
−HK$1,860/mo
Today · 4.125%
HK$72,035
baseline
▲ 0.50% · 4.625%
HK$75,832
+HK$3,797/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$144,070/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$954,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,671
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$73,900
−HK$2,265/mo
Today · 4.125%
HK$76,165
baseline
▲ 0.50% · 4.625%
HK$80,800
+HK$4,635/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$152,330/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,733
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$81,871
−HK$2,170/mo
Today · 4.125%
HK$84,041
baseline
▲ 0.50% · 4.625%
HK$88,471
+HK$4,430/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$168,082/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,148
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$95,014
−HK$2,913/mo
Today · 4.125%
HK$97,927
baseline
▲ 0.50% · 4.625%
HK$103,885
+HK$5,958/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$195,854/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,514
−HK$5,538/mo
▼ 0.25% · 3.875%
HK$105,263
−HK$2,789/mo
Today · 4.125%
HK$108,052
baseline
▲ 0.50% · 4.625%
HK$113,748
+HK$5,696/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$216,104/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,156 · Scale 2, in force from 26 Feb 2026)