LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,194
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,787
−HK$1,618/mo
Today · 4.125%
HK$54,405
baseline
▲ 0.50% · 4.625%
HK$57,715
+HK$3,310/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$108,810/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,953
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,481
−HK$1,549/mo
Today · 4.125%
HK$60,030
baseline
▲ 0.50% · 4.625%
HK$63,194
+HK$3,164/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$120,060/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,433
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$63,344
−HK$1,942/mo
Today · 4.125%
HK$65,286
baseline
▲ 0.50% · 4.625%
HK$69,258
+HK$3,972/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$130,572/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$954,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,344
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$70,177
−HK$1,859/mo
Today · 4.125%
HK$72,036
baseline
▲ 0.50% · 4.625%
HK$75,833
+HK$3,797/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$144,072/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$954,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,672
−HK$4,494/mo
▼ 0.25% · 3.875%
HK$73,901
−HK$2,265/mo
Today · 4.125%
HK$76,166
baseline
▲ 0.50% · 4.625%
HK$80,801
+HK$4,635/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$152,332/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,734
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$81,873
−HK$2,169/mo
Today · 4.125%
HK$84,042
baseline
▲ 0.50% · 4.625%
HK$88,472
+HK$4,430/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$168,084/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,150
−HK$5,778/mo
▼ 0.25% · 3.875%
HK$95,016
−HK$2,912/mo
Today · 4.125%
HK$97,928
baseline
▲ 0.50% · 4.625%
HK$103,887
+HK$5,959/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$195,856/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,516
−HK$5,538/mo
▼ 0.25% · 3.875%
HK$105,265
−HK$2,789/mo
Today · 4.125%
HK$108,054
baseline
▲ 0.50% · 4.625%
HK$113,750
+HK$5,696/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$216,108/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,173 · Scale 2, in force from 26 Feb 2026)