LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,197
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,790
−HK$1,618/mo
Today · 4.125%
HK$54,408
baseline
▲ 0.50% · 4.625%
HK$57,719
+HK$3,311/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$108,816/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,957
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,484
−HK$1,550/mo
Today · 4.125%
HK$60,034
baseline
▲ 0.50% · 4.625%
HK$63,198
+HK$3,164/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$120,068/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,437
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$63,348
−HK$1,942/mo
Today · 4.125%
HK$65,290
baseline
▲ 0.50% · 4.625%
HK$69,262
+HK$3,972/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$130,580/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,348
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$70,181
−HK$1,860/mo
Today · 4.125%
HK$72,041
baseline
▲ 0.50% · 4.625%
HK$75,838
+HK$3,797/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$144,082/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,676
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$73,906
−HK$2,265/mo
Today · 4.125%
HK$76,171
baseline
▲ 0.50% · 4.625%
HK$80,806
+HK$4,635/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$152,342/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,739
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$81,878
−HK$2,169/mo
Today · 4.125%
HK$84,047
baseline
▲ 0.50% · 4.625%
HK$88,478
+HK$4,431/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$168,094/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,155
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$95,022
−HK$2,912/mo
Today · 4.125%
HK$97,934
baseline
▲ 0.50% · 4.625%
HK$103,893
+HK$5,959/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$195,868/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,522
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$105,272
−HK$2,789/mo
Today · 4.125%
HK$108,061
baseline
▲ 0.50% · 4.625%
HK$113,757
+HK$5,696/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$216,122/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,232 · Scale 2, in force from 26 Feb 2026)