LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,198
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,790
−HK$1,618/mo
Today · 4.125%
HK$54,408
baseline
▲ 0.50% · 4.625%
HK$57,719
+HK$3,311/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$108,816/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,957
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,485
−HK$1,549/mo
Today · 4.125%
HK$60,034
baseline
▲ 0.50% · 4.625%
HK$63,199
+HK$3,165/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$120,068/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,437
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$63,348
−HK$1,942/mo
Today · 4.125%
HK$65,290
baseline
▲ 0.50% · 4.625%
HK$69,263
+HK$3,973/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$130,580/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,349
−HK$3,692/mo
▼ 0.25% · 3.875%
HK$70,182
−HK$1,859/mo
Today · 4.125%
HK$72,041
baseline
▲ 0.50% · 4.625%
HK$75,839
+HK$3,798/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$144,082/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,677
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$73,907
−HK$2,265/mo
Today · 4.125%
HK$76,172
baseline
▲ 0.50% · 4.625%
HK$80,807
+HK$4,635/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$152,344/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,740
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$81,879
−HK$2,169/mo
Today · 4.125%
HK$84,048
baseline
▲ 0.50% · 4.625%
HK$88,478
+HK$4,430/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$168,096/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,156
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$95,023
−HK$2,912/mo
Today · 4.125%
HK$97,935
baseline
▲ 0.50% · 4.625%
HK$103,894
+HK$5,959/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$195,870/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,523
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$105,272
−HK$2,790/mo
Today · 4.125%
HK$108,062
baseline
▲ 0.50% · 4.625%
HK$113,758
+HK$5,696/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$216,124/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,239 · Scale 2, in force from 26 Feb 2026)