LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,203
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,796
−HK$1,618/mo
Today · 4.125%
HK$54,414
baseline
▲ 0.50% · 4.625%
HK$57,725
+HK$3,311/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$108,828/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,963
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,491
−HK$1,549/mo
Today · 4.125%
HK$60,040
baseline
▲ 0.50% · 4.625%
HK$63,205
+HK$3,165/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$120,080/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,444
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$63,355
−HK$1,942/mo
Today · 4.125%
HK$65,297
baseline
▲ 0.50% · 4.625%
HK$69,270
+HK$3,973/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$130,594/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,355
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$70,189
−HK$1,859/mo
Today · 4.125%
HK$72,048
baseline
▲ 0.50% · 4.625%
HK$75,846
+HK$3,798/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$144,096/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,684
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$73,914
−HK$2,265/mo
Today · 4.125%
HK$76,179
baseline
▲ 0.50% · 4.625%
HK$80,815
+HK$4,636/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$152,358/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,748
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$81,887
−HK$2,170/mo
Today · 4.125%
HK$84,057
baseline
▲ 0.50% · 4.625%
HK$88,487
+HK$4,430/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$168,114/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,165
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$95,032
−HK$2,913/mo
Today · 4.125%
HK$97,945
baseline
▲ 0.50% · 4.625%
HK$103,905
+HK$5,960/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$195,890/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,533
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$105,283
−HK$2,790/mo
Today · 4.125%
HK$108,073
baseline
▲ 0.50% · 4.625%
HK$113,769
+HK$5,696/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$216,146/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,336 · Scale 2, in force from 26 Feb 2026)