LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,204
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,797
−HK$1,618/mo
Today · 4.125%
HK$54,415
baseline
▲ 0.50% · 4.625%
HK$57,726
+HK$3,311/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$108,830/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,964
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,492
−HK$1,550/mo
Today · 4.125%
HK$60,042
baseline
▲ 0.50% · 4.625%
HK$63,207
+HK$3,165/mo
Deposit HK$11.23M · loan HK$11.23M · min. income ≈ HK$120,084/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$954,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,445
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$63,356
−HK$1,942/mo
Today · 4.125%
HK$65,298
baseline
▲ 0.50% · 4.625%
HK$69,271
+HK$3,973/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$130,596/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,357
−HK$3,693/mo
▼ 0.25% · 3.875%
HK$70,190
−HK$1,860/mo
Today · 4.125%
HK$72,050
baseline
▲ 0.50% · 4.625%
HK$75,848
+HK$3,798/mo
Deposit HK$8.98M · loan HK$13.47M · min. income ≈ HK$144,100/mo (50% DSR)
Upfront cash ≈ HK$9.94M (deposit + AVD stamp duty HK$954,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,686
−HK$4,495/mo
▼ 0.25% · 3.875%
HK$73,916
−HK$2,265/mo
Today · 4.125%
HK$76,181
baseline
▲ 0.50% · 4.625%
HK$80,817
+HK$4,636/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$152,362/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,750
−HK$4,308/mo
▼ 0.25% · 3.875%
HK$81,889
−HK$2,169/mo
Today · 4.125%
HK$84,058
baseline
▲ 0.50% · 4.625%
HK$88,489
+HK$4,431/mo
Deposit HK$6.74M · loan HK$15.72M · min. income ≈ HK$168,116/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$954,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,167
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$95,034
−HK$2,913/mo
Today · 4.125%
HK$97,947
baseline
▲ 0.50% · 4.625%
HK$103,907
+HK$5,960/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$195,894/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,535
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$105,285
−HK$2,790/mo
Today · 4.125%
HK$108,075
baseline
▲ 0.50% · 4.625%
HK$113,772
+HK$5,697/mo
Deposit HK$2.25M · loan HK$20.21M · min. income ≈ HK$216,150/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$954,356 · Scale 2, in force from 26 Feb 2026)